However, what could help set Jingxi apart, is the Factory-to-Consumer (FoC) model the service taps in a bid to provide affordable yet still quality items. Shoppers could enjoy steep discounts either when they share an item to their friends, or by simply joining an on-going group buying deal on the app. It also offers flash sale deals and items at a bargain price. Jingxi is an upgrade from its predecessor named JD Pingou that mostly targets Chinese female consumers and small-city shoppers with ultra lowly priced items. The move also marks the Chinese e-commerce heavyweight’s most recent effort to expand its presence into China’s lower-tier cities and even rural areas to seek additional growth, as online shopping market growth has plateaued in the Middle Kingdom’s higher-tier cities and towns. WeChat is believed to be instrumental in helping the growth of PDD in its early days. Additionally, Jingxi users will be able to access the service through WeChat’s “Discover” tab around the beginning of October. The new service comes in the form of a dedicated app, dubbed Jingxi, as well as a mini-app that resides in WeChat. By being cautious and vigilant, you can ensure that your WeChat Pay transactions are safe and secure.Beijing-based JD.com has launched its online group-buying service Thursday in a move to catch up with China’s social e-commerce tide that gave rise to the country’s e-commerce challengers like Pinduoduo, or PDD. Reports have been made where WeChat QR codes were scanned by someone behind the user, stealing money without the user's knowledge. For example, it's recommended that you only open the QR code right before making a payment at the merchant when you're outside. As a user, it's important to take additional measures to protect yourself. However, there is limited information available on the protocols WeChat Pay implements. WeChat Pay is a payment platform that encrypts your personal information, financial details, and monetary transactions to keep them secure and confidential. Wide acceptance at a growing number of merchants in Singapore, including restaurants, supermarkets and retail stores, including Cold Storage, 7-Eleven and moreĮasy P2P (Peer-to-Peer) transaction for splitting bills or sending money to friends and family (only available if WeChat wallet is linked to a Mainland China bank account) Here are some of the benefits of using WeChat Pay:Īdvanced security encryption for financial information and personal data WeChat Pay has several features that make it a popular choice among Singaporeans. However, only a WeChat Pay wallet that is linked to a China Mainland bank account can be used to transfer money to other WeChat users. Once you have linked your account, you can easily make payments at participating merchants by scanning their WeChat QR codes. Otherwise, you can link your Visa, Mastercard or JCB credit card to your WeChat wallet. If you’re choosing to link a bank account to your WeChat Pay wallet, it will need to be a China mainland bank account. To use WeChat Pay, you need to have a WeChat account with a linked bank account or credit and debit card.
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